Consolidating private student loans bank of america sikh youth and dating
If you submitted your application online, your consolidation servicer’s contact information was provided at the end of the online process. Consolidating student loans can help make what feels like a mountain of college debt much more manageable. For example, if you have both Direct Loans and other types of federal student loans, and you have been making payments toward PSLF on your Direct Loans, you should not consolidate your Direct Loans along with your other loans. When you apply for a Direct Consolidation Loan, you don’t have to consolidate all of your eligible loans.
To ask questions after you have submitted your , contact the servicer for your new Direct Consolidation Loan. mail, your consolidation servicer’s contact information was available when you downloaded or printed the paper application.
Your loan servicer will let you know when the first payment is due.
If any of the loans you want to consolidate are still in the grace period, you have the option of indicating on your Direct Consolidation Loan application that you want the servicer that is processing your application to delay the consolidation of your loans until closer to the grace period end date.
There is no cap on the interest rate of a Direct Consolidation Loan.
Repayment of a Direct Consolidation Loan will begin within 60 days after the loan is disbursed (paid out).
Private education loans are not eligible for consolidation, but for some Direct Consolidation Loan repayment plans, the total amount of your education loan debt—including any private education loans—determines how long you have to repay your Direct Consolidation Loan.